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Privacy Policy

Last Updated: April 16, 2026

1. Introduction

Fullcover Investments ("we", "us", or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website www.fullcover-investments.com, including any other media form, media channel, mobile website, or mobile application related or connected thereto (collectively, the "Site"). Please read this privacy policy carefully. If you do not agree with the terms of this privacy policy, please do not access the site.

2. Collection of Your Information

We may collect information about you in a variety of ways. The information we may collect on the Site includes:

  • Personal Data: Personally identifiable information, such as your name, email address, and telephone number that you voluntarily give to us when using our contact forms or submitting proposals through our Site.
  • Derivative Data: Information our servers automatically collect when you access the Site, such as your IP address, your browser type, your operating system, your access times, and the pages you have viewed directly before and after accessing the Site.
  • Cookie Data: We use cookies to collect information about your browsing patterns and preferences. Please see our Cookie Policy section for more details.
  • Data From Submissions: Information you provide when submitting proposals or pitch decks, including company details, contact information, and attached documents.

3. Use of Your Information

Having accurate information about you permits us to provide you with a smooth, efficient, and customized experience. Specifically, we may use information collected about you via the Site to:

  • Process and evaluate your investment proposals and submissions.
  • Respond to your inquiries and provide customer service.
  • Send you administrative information, such as updates, security alerts, and support messages.
  • Send you marketing and promotional communications if you have opted in to receive such communications.
  • Monitor and analyze usage patterns and trends to improve our Site and services.
  • Detect, prevent, and address technical issues or fraudulent activities.
  • Comply with legal and regulatory obligations under Cyprus and EU law.

4. Legal Basis for Processing

Under the General Data Protection Regulation (GDPR), we must have a legal basis for processing your personal data. We rely on the following legal bases:

  • Consent: Where you have given us explicit consent to process your data for specific purposes.
  • Contractual Necessity: Processing necessary for the performance of a contract with you or to take steps at your request prior to entering into a contract.
  • Legitimate Interests: Processing necessary for our legitimate interests, such as improving our services, preventing fraud, and ensuring network security.
  • Legal Obligation: Processing necessary for compliance with our legal obligations.

5. Disclosure of Your Information

We may share information we have collected about you in certain situations. Your information may be disclosed as follows:

  • By Law or to Protect Rights: If we believe the release of information about you is necessary to respond to legal process, to investigate or remedy potential violations of our policies, or to protect the rights, property, and safety of others, we may share your information as permitted or required by any applicable law, rule, or regulation in Cyprus and the EU.
  • Third-Party Service Providers: We may share your information with third parties that perform services for us or on our behalf, including payment processing, data analysis, email delivery (such as Resend), hosting services, customer service, and marketing assistance.
  • Business Transfers: If we are involved in a merger, acquisition, financing due diligence, or sale of company assets, your data may be transferred as part of that transaction.
  • With Your Consent: We may disclose your personal information for any other purpose with your consent.

6. Cookie Policy

Cookies are small data files that are placed on your computer or mobile device when you visit a website. We use the following types of cookies:

  • Essential Cookies: These cookies are necessary for the website to function and cannot be switched off in our systems. They are usually set in response to actions made by you which amount to a request for services, such as setting your privacy preferences, logging in, or filling in forms.
  • Performance/Analytics Cookies: These cookies allow us to count visits and traffic sources so we can measure and improve the performance of our site. They help us to know which pages are the most and least popular and see how visitors move around the site.
  • Functionality Cookies: These cookies enable the website to provide enhanced functionality and personalization. They may be set by us or by third-party providers whose services we have added to our pages.

You can set your browser to refuse all or some browser cookies, or to alert you when websites set or access cookies. If you disable or refuse cookies, please note that some parts of this website may become inaccessible or not function properly.

7. Data Retention

We will only retain your personal data for as long as necessary to fulfill the purposes we collected it for, including for the purposes of satisfying any legal, accounting, or reporting requirements.

To determine the appropriate retention period for personal data, we consider the amount, nature, and sensitivity of the personal data, the potential risk of harm from unauthorized use or disclosure of your personal data, the purposes for which we process your personal data and whether we can achieve those purposes through other means, and the applicable legal requirements.

8. Data Security

We have implemented appropriate technical and organizational measures to protect the personal data we collect and process about you. The measures we use are designed to provide a level of security appropriate to the risk of processing your personal data.

While we have taken reasonable steps to secure the personal information you provide to us, please be aware that despite our efforts, no security measures are perfect or impenetrable, and no method of data transmission can be guaranteed against any interception or other type of misuse.

9. Your Data Protection Rights (GDPR)

If you are a resident of the European Economic Area (EEA), you have certain data protection rights under the General Data Protection Regulation (GDPR). We aim to take reasonable steps to allow you to correct, amend, delete, or limit the use of your Personal Data. These rights include:

  • Access: You have the right to request copies of your personal data.
  • Rectification: You have the right to request that we correct any information you believe is inaccurate or complete any information you believe is incomplete.
  • Erasure: You have the right to request that we erase your personal data, under certain conditions.
  • Restriction of processing: You have the right to request that we restrict the processing of your personal data, under certain conditions.
  • Object to processing: You have the right to object to our processing of your personal data, under certain conditions.
  • Data portability: You have the right to request that we transfer the data that we have collected to another organization, or directly to you, under certain conditions.
  • Withdraw consent: Where we rely on your consent as the legal basis for processing your personal data, you have the right to withdraw your consent at any time.

If you wish to exercise any of these rights, please contact us using the contact information below. We may ask you to verify your identity before responding to such requests.

10. International Data Transfers

Your information, including Personal Data, may be transferred to — and maintained on — computers located outside of your state, province, country, or other governmental jurisdiction where the data protection laws may differ from those of your jurisdiction.

If you are located outside Cyprus and choose to provide information to us, please note that we transfer the data, including Personal Data, to Cyprus and process it there. Your consent to this Privacy Policy followed by your submission of such information represents your agreement to that transfer.

When we transfer personal data from the EEA to countries not deemed by the European Commission to provide an adequate level of personal data protection, we ensure appropriate safeguards are in place, such as standard contractual clauses approved by the European Commission.

11. Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date at the top of this Privacy Policy.

You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.

12. Contact Us

If you have questions or comments about this Privacy Policy, or if you wish to exercise your data protection rights, please contact us:

Fullcover Investments Ltd
Panagias Tinou, 22
Strovolos, 2020
Nicosia, Cyprus
Registration Number: HE 417370
Phone: (+357) 22032291

You may also use the general contact form on our website for inquiries.

13. Complaints

If you are not satisfied with our response to your concern, or if you believe we are processing your personal data in a way that is not in accordance with the law, you have the right to lodge a complaint with the relevant supervisory authority:

Office of the Commissioner for Personal Data Protection
1 Iasonos Street, 1082 Nicosia
P.O. Box 23378, CY-1682 Nicosia, Cyprus
Tel: +357 22818456
Fax: +357 22304565
Email: [email protected]