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Terms and Conditions

Last Updated: April 16, 2026

1. Introduction

These Terms and Conditions ("Terms") govern your access to and use of www.fullcover-investments.com and related services (collectively, the "Website") operated by Fullcover Investments Limited ("Fullcover," "we," "us," or "our"). By accessing or using our Website, you agree to be bound by these Terms. If you disagree with any part of the Terms, you do not have permission to access the Website.

2. Intellectual Property

The Website and its original content, features, and functionality are owned by Fullcover Investments Limited and are protected by international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

Nothing contained on this Website should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any of our trademarks, service marks, or logos without our prior written permission.

3. User Content

Our Website may allow you to post, link, store, share, and otherwise make available certain information, text, graphics, videos, or other material ("User Content"). You are responsible for the User Content that you post on our Website, including its legality, reliability, and appropriateness.

By posting User Content on our Website, you grant us the right to use, reproduce, modify, perform, display, distribute, and otherwise disclose to third parties any such material according to your account settings.

4. Links to Other Websites

Our Website may contain links to third-party websites or services that are not owned or controlled by Fullcover Investments Limited.

Fullcover Investments Limited has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third-party websites or services. We do not warrant the offerings of any of these entities/individuals or their websites.

You acknowledge and agree that Fullcover Investments Limited shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods or services available on or through any such third-party websites or services.

5. Accuracy of Information

While we strive to provide accurate and up-to-date information on our Website, we make no warranties or representations regarding the accuracy, reliability, or completeness of the content. Any reliance you place on such information is strictly at your own risk.

6. Disclaimer of Warranties

Our Website is provided on an "AS IS" and "AS AVAILABLE" basis. Fullcover Investments Limited expressly disclaims all warranties of any kind, whether express or implied, including but not limited to the implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

Fullcover Investments Limited does not warrant that:

  • The Website will function uninterrupted, secure, or available at any particular time or location;
  • Any errors or defects will be corrected;
  • The Website is free of viruses or other harmful components;
  • The results of using the Website will meet your requirements.

7. Limitation of Liability

To the fullest extent permitted by applicable law, in no event shall Fullcover Investments Limited, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:

  • Your access to or use of or inability to access or use the Website;
  • Any conduct or content of any third party on the Website;
  • Any content obtained from the Website;
  • Unauthorized access, use, or alteration of your transmissions or content;

Whether based on warranty, contract, tort (including negligence), or any other legal theory, whether or not we have been informed of the possibility of such damage, and even if a remedy set forth herein is found to have failed of its essential purpose.

8. Indemnification

You agree to defend, indemnify, and hold harmless Fullcover Investments Limited and its licensee and licensors, and their employees, contractors, agents, officers, and directors, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney's fees), resulting from or arising out of:

  • Your use and access of the Website;
  • Your violation of any term of these Terms;
  • Your violation of any third-party right, including without limitation any copyright, property, or privacy right;
  • Any claim that your User Content caused damage to a third party.

This defense and indemnification obligation will survive these Terms and your use of the Website.

9. Termination

We may terminate or suspend your access to our Website immediately, without prior notice or liability, under our sole discretion, for any reason whatsoever and without limitation, including but not limited to a breach of the Terms.

All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

10. Governing Law

These Terms shall be governed and construed in accordance with the laws of the Republic of Cyprus, without regard to its conflict of law provisions.

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect.

11. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. What constitutes a material change will be determined at our sole discretion.

By continuing to access or use our Website after any revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, you are no longer authorized to use the Website.

12. Contact Us

If you have any questions about these Terms, please contact us:

Fullcover Investments Ltd
Panagias Tinou, 22
Strovolos, 2020
Nicosia, Cyprus
Registration Number: HE 417370
Phone: (+357) 22032291

You may also reach out via the general contact form on our website.